If you decide to let your car insurance lapse, the financial consequences can be severe, especially if you have an accident; even without an accident, the cost of not having insurance can be quite high. The following is a quick explanation of what can happen without an insurance policy.
From the moment your insurance expires, you take the risk of being pulled over by a police officer. The card you keep handy showing proof of insurance will be expired, and this is cause for the officer to write a ticket. In addition, your car can be towed away, because it cannot legally be driven without insurance. At this point, you have the cost of a ticket and the cost of towing; however, it doesn’t end there.
Once your policy expires, your insurance company will notify the department of motor vehicles that your policy is no longer in effect. At this point, the DMV will wait for notification from another company that you have a policy, and that there is no gap between the old policy and the new policy. If this doesn’t happen, your registration will be cancelled, and it will cost you money to have your registration reinstated. In addition, if you are pulled over with an expired registration, you will be cited for it along with driving without insurance.
The best way to avoid these problems is to purchase a low cost insurance policy. You can find california car insurance quotes on the Internet. One example is Sameday Insurance.